Everyday Checking
No monthly maintenance fee with direct deposit and digital-first money tools.
Open checking Consumer Banking Experience
The modern neighborhood bank, built for life online and in person.
Delivering checking, savings, credit, and loan experiences with education-first tools your members actually use.
Why customers switch
Smart financial guidance
Built-in calculators and educational pathways from Banzai.
Branch + digital continuity
Continue applications and support sessions across channels seamlessly.
Security by default
MFA, card controls, and proactive fraud alerts in one place.
Featured products
High Yield Savings
Earn competitive APY while keeping instant access to your emergency fund.
Start savingCashback Rewards Card
Unlimited 2% cashback on groceries, fuel, and everyday purchases.
Apply nowHome & Auto Loans
Flexible terms and local support for major milestones and life upgrades.
Compare loansDeposit and CD rates
Updated weekly
| Product | APY | Minimum Deposit | Monthly Fee |
|---|---|---|---|
| High Yield Savings | 4.25% | $100 | $0 |
| Money Market Plus | 3.80% | $2,500 | $10 |
| 12-Month CD | 4.65% | $500 | $0 |
| 24-Month CD | 4.40% | $500 | $0 |
Financial education spotlight
Our learning center and calculators are powered by Banzai so customers can compare choices before applying. Use these pages to demonstrate embedded financial tools directly inside your Astro experience.
Frequently asked questions
How quickly can I open an account?
Most customers complete online account opening in under 8 minutes using a government-issued ID.
Are deposits FDIC insured?
Yes. Eligible deposits are FDIC insured up to applicable limits in accordance with federal law.
Can I connect external accounts?
Yes. You can securely link external checking and savings accounts for transfers and budgeting.